Deceased Estates & Estate Duty SA

Your Complete Legal & Financial Toolkit (2026/2027)

Calculations based on SARS 2026 Budget | Last Updated: Jun 2026

What is your current situation?

What is the estimated gross value of all their assets?

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Did they leave a signed, original Will?

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What do you want to check?

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Section 18(3) Fast - Track Administration

Because the total asset value is under R250,000, you do not need a formal Executor or a Liquidation Account.

Download Section 18(3) Checklist →
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Formal Estate Administration

You must apply for formal Letters of Executorship. Use our script to negotiate the 3.5% fee down.

Get the Fee Negotiation Script →
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Intestate Administration

Without a valid Will, you must calculate who inherits what before applying for an executor.

Calculate Intestate Shares →
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Draft the Liquidation & Distribution Account

Go to L&D Generator →
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Calculate Your Estate Liquidity

Scroll down to use the Estate Duty Calculator.

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Test Your Will's Validity

Run Validity Diagnostic →
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Check Foreign Inheritance Tax

Check Situs Tax Exposure →
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Estate Duty & Liquidity Stress Test

Step 1: Gross Estate Assets

Liquid Assets (R):

Cash in bank accounts, money market funds, and life insurance policies that pay directly into the estate.

Illiquid / Fixed Assets (R):

Primary residences, rental properties, vehicles, jewellery, cryptocurrency, and private business shares.

Step 2: Beneficiaries (Optional)

Enter the names of your heirs and their percentage share to visualise their specific inheritance in the chart.

Deemed Property (R):

Did the deceased have an outstanding loan to a Trust?

Liabilities (R):

Debts of the deceased, such as mortgages, vehicle finance, loans, credit cards.

Administration Deductions (R): Negotiate Executor's Fee:

The statutory maximum is 3.5% (plus 15% VAT). Drag the slider to the left to negotiate.

Selected Rate: 3.5%

Include 15% VAT on Executor Fee

Estate Capital Retained (Saved): R 0.00

Bequests to Surviving Spouse (R): Bequests to Charities / PBOs (R):

Apply R7 Million Spousal Abatement (Portable Abatement)

Legal Planning Simulator

Simulate: Bequeath entire net estate to a Surviving Spouse

Simulate: Physical property is already owned by a Living Trust

Calculation Results

Gross Estate Value: R 0.00

Total Deductions & Liabilities: R 0.00

Net Estate Value: R 0.00

Applied Abatement: R 0.00

Dutiable Value: R 0.00

Estate Duty Payable: R 0.00

Get Your Estate Liquidity Report (PDF)

Enter your email to securely save your calculation and instantly download a detailed PDF report.

I consent to the collection and use of my data for estate reporting.

Estate Visualisation

Gross Estate R 0.00

📢 2026 Tax Updates: The National Budget just increased the CGT exclusion and Donations Tax limits.

Disclaimer: This calculator provides an estimate based on the South African Estate Duty Act and simplified assumptions...

Asset / Deduction	Amount
Total Gross Assets & Deemed Property	R 0.00
Total Liabilities, Administration & Executor Fees	R 0.00
Exempt Bequests & Abatements	R 0.00
Estate Duty Payable (SARS)	R 0.00

Generating Your Official PDF Report...

Estate Administration Tools

Deceased Estates & Estate Duty SA

Section 18(3) Fast - Track Administration

Formal Estate Administration

Intestate Administration

Draft the Liquidation & Distribution Account

Calculate Your Estate Liquidity

Test Your Will's Validity

Check Foreign Inheritance Tax

Estate Duty & Liquidity Stress Test

Step 1: Gross Estate Assets

Step 2: Beneficiaries (Optional)

Legal Planning Simulator

Calculation Results

Get Your Estate Liquidity Report (PDF)

Estate Visualisation

Estate Liquidity & Duty Report

Liquidity Status